AI for Insurance Agents

You're on hold with a carrier. A prospect is calling. That call is a bound policy.

AI Answering Service for Independent Insurance Agencies

AI answering service for insurance agencies, set up by Dooza: quote and claim calls captured, coverage questions left to your licensed staff. Refundable pilot.

What does an AI answering service for an insurance agency do?

An AI answering service for an independent insurance agency picks up the calls your team can’t: quote shoppers, policyholders reporting a claim, and service requests after hours or while you’re with a client. It takes down what you need to call back ready (name, line of business, current carrier, renewal date; for claims, policy number, date of loss and whether anyone is hurt), flags urgent claims in the message it takes for you, and leaves every coverage question to your licensed staff. It does not quote, bind or interpret coverage, the same line most states draw for unlicensed agency staff. Dooza sets it up for you on your existing number during a refundable pilot: 100% refund within 14 days. It answers in English only today.

Comparing options? See what your call volume would cost in our AI receptionist cost calculator.

Buying leads? Work out your cost per sold policy, shared vs exclusive, in our insurance lead cost calculator.

The Problem Every Independent Agent Knows

You didn't get your license to be chained to a phone. But a missed call can be a quote your competitor writes.

Quote shoppers call around

Someone shopping for auto or home insurance may call more than one agency. If yours doesn't pick up, the next one may get the quote, and you may never know the call came in.

You're with a client while the phone rings

You're reviewing a renewal, on hold with a carrier, or in a client meeting — and new prospects go straight to voicemail. Some won't call back.

Claims and emergencies don't wait for business hours

Accidents at midnight, storm damage on a Sunday, certificate requests before 8 AM. Policyholders want their agent to answer.

What Dooza AI Does for You

An AI agent that answers like your best front-office hire and leaves every coverage question to your licensed staff.

Answers calls when you can't: after hours, at lunch, while you're with a client

Captures quote requests with line of business, current carrier, and renewal date

Answers routine agency questions (hours, address, how to send a document) from your agency's info; coverage questions go to a licensed agent

Flags urgent claims in the message it takes for you

Takes a clean message for you on every call

Why Independent Agents Choose Dooza

Stop losing policies to missed calls. Run a bigger book of business without hiring.

Quote requests captured, ready to close

Name, contact details, line of business, current carrier, and renewal date — collected on the first call, so your callback is a quote, not an interview.

Urgent claims reach you, routine calls don't

Accidents and property damage are flagged as urgent in the message it takes for you. Billing questions and ID-card or certificate requests are taken as a message for your CSR, without interrupting you.

Sound like a big agency, even if it's just you

Callers hear a professional answer instead of voicemail.

A clear message for every call

Caller details, reason for the call and callback requests go to your team as a message. No sticky notes.

How It Works

A Dooza engineer scopes your pilot on a free call. Start with a refundable pilot — 100% refund within 14 days.

1

Connect your agency number

We set up call forwarding from your agency line with you.

2

Set your lines, carriers & urgent-call rules

Tell us which lines of business you write, your appointment availability, and what counts as urgent.

3

Go live and every call gets answered

From the moment you flip the switch, every quote request, service request and claim call gets a professional answer and a clean message for your team.

Built for Every Line of Business

Dooza AI works for independent agents and brokerages across personal and commercial lines.

Auto & Home
Commercial Lines
P&C Agencies
Independent Brokerages

What an Answering Service May Say for a Licensed Agency

An AI agent, like an unlicensed CSR, is not a licensed producer. Dooza scripts it to stay on the right side of that line.

Can do

  • Take quote details (line, carrier, renewal date)
  • Take first notice of a claim and pass it to you
  • Take change requests for a producer to review
  • Take a callback request with the best time

Leaves to your licensed staff

  • Quoting a premium
  • Comparing carriers or products
  • Advising on limits or coverage needs
  • Interpreting a policy or saying whether a loss is covered
  • Binding coverage

Sources: Utica National E&O tip on unlicensed CSRs and Florida Admin. Code 69B-222.060 (checked Oct 9, 2026). Rules vary by state; check yours. This is not legal advice.

Stop Losing Policies to a Busy Line

A missed call can be a quote your competitor writes. Dooza AI picks up when you can't and captures the details, so your callback is ready to quote.

Frequently Asked Questions

Ready to scale your business?

Start with a refundable pilot — 100% refund within 14 days. A Dooza engineer scopes it with you on a free 30-minute call. Pricing depends on the product; see pricing.

Refundable pilot · 100% refund within 14 days · No contracts